The SBI Cashback Card is a game-changer for savvy shoppers and online enthusiasts. With a flat 5% cashback on all online spends (except select categories) and 1% cashback on offline spends, SBI cashback credit card ensures that every rupee you spend goes a long way. Here’s a personalized guide to the top five places where you can maximize the benefits of this card. Don’t forget, if you apply now, you can enjoy the card for free for the first year!
Top 5 Places to Use the Card
1. E-Commerce Platforms
Whether you’re an Amazon Prime enthusiast or a Flipkart fan, shopping online just got more rewarding. From electronics to groceries, earn a flat 5% cashback on every purchase. Don’t miss seasonal sales where discounts combined with cashback make for unbeatable deals.
2. Food Delivery Apps
Indulge in your favorite meals from Swiggy or Zomato while enjoying 5% cashback on your orders. Craving a pizza? This card ensures that even your comfort food comes with a side of savings.
3. OTT Subscriptions
Binge-watching your favorite shows on Netflix, Disney+ Hotstar, or Prime Video is now more affordable. Use your SBI Cashback Card to pay for subscriptions and get 5% cashback, making entertainment guilt-free.
4. Travel Portals
Planning your next getaway? Book flights, hotels, or holiday packages on portals like MakeMyTrip or Goibibo and save 5% on your bookings. With rising travel costs, every bit of savings counts.
5. Online Education
Upskill yourself by enrolling in courses on platforms like Coursera, Udemy, With 5% cashback on course fees, investing in your growth has never been this rewarding.
Why Apply Now?
If you apply today, you’ll enjoy a first-year fee waiver on your SBI Cashback Card. It’s the perfect time to take advantage of this limited-time offer. Click here to apply now.
How Much Can You Save?
Let’s break it down with a practical example of typical monthly spending:
| Category | Amount Spent (INR) | Cashback Rate | Cashback Earned (INR) |
|---|---|---|---|
| Online Shopping | 3,000 | 5% | 150 |
| Offline Shopping | 1,500 | 1% | 15 |
| Total | 4,500 | 165 |
Over a year, this translates to:
- Monthly Cashback: 165 INR
- Yearly Cashback: 165 x 12 = 1,980 INR
This amount could be even higher depending on your online spending habits. Plus, the savings on annual fees and exclusive offers make the SBI Cashback Card a must-have.
Yearly Savings Breakdown
| Benefit | Approx. Savings (INR) |
| Cashback on spends | 1,980 |
| First-year fee waiver | 999 |
| Total Savings | 2,979 |
Final Thoughts
The SBI Cashback Card is more than just a credit card—it’s your partner in smarter spending. From everyday expenses to big-ticket purchases, the cashback benefits are undeniable. Don’t miss the chance to apply for this card and unlock a year of incredible savings. Apply now and start your journey towards smarter financial management!