If you're someone who loves great deals and smart spending, the Swiggy HDFC Bank Credit Card is a must-have. Tailored for young professionals and food enthusiasts, S wiggy hdfc bank credit card offers incredible benefits that make everyday spending rewarding. And the best part? If you apply now, you might get this card as a lifetime free card! Here's a look at how you can maximize its perks and where to use it.
Swiggy HDFC Bank Credit Card Benefits
- 10% Cashback on Swiggy App - Imagine saving every time you order food. With this card, you get 10% cashback on all Swiggy orders, including food delivery, Swiggy Instamart, and even Swiggy Genie services. Whether it's a late-night pizza or grocery shopping, every rupee counts towards your savings.
- Lifetime Free Offer - No joining fee, no renewal fee for credit worthy users — apply now as you may get this as lifetime free card! Young professionals often look for cost-effective financial tools, and this is the perfect option.
- Additional Cashback on Partner Merchants -Apart from Swiggy, enjoy cashback on platforms like Flipkart, Amazon, and other select merchants. It’s designed to match the lifestyle of young spenders.
- Yearly Savings - With consistent use, you can save significantly throughout the year. The card’s cashback and rewards program ensure that your everyday purchases contribute to long-term benefits.
- Exclusive Swiggy One Subscription Perks - Get access to Swiggy One for free delivery, priority customer support, and more—ideal for young, busy professionals who love convenience.
Top 5 Places to Use the Card
1. Swiggy (Food Delivery, Instamart, Genie)
- Earn 10% cashback on all orders.
- Perfect for everything from daily meals to last-minute grocery runs.
2. Online Spends
- Shop your heart out with 5% cashback benefits at 100 + partner brands.
- Be it gadgets, fashion, or home décor, your spends are rewarded.
3. Dine-In Restaurants
- Enjoy discounts and rewards at partner restaurants.
- Make your dinner outings and hangouts more enjoyable and cost-effective.
4. Cafes and Snack Stops
- Use the card at your favorite coffee shops and dessert parlors to enjoy additional cashback ( 1 % for offline usage )
5. Grocery Shopping
- Earn cashback while shopping for essentials on Swiggy Instamart or physical grocery stores that accept credit cards.
Cashback Calculation
Here’s an example of how much you can save with a typical monthly spend:
| Category | Spend Amount (INR) | Cashback % | Cashback Earned (INR) |
|---|---|---|---|
| Swiggy Orders | 3,000 | 10% | 300 |
| Online Purchases | 1,500 | 5% | 75 |
| Total | 4,500 | - | 375 |
With just these transactions, you save INR 375 per month. Over the course of a year, that’s a savings of INR 4,500, and that’s without factoring in other eligible spends and offers!
How to Apply
Applying for the Swiggy HDFC Bank Credit Card is simple. Click here to start your application. If you’re lucky, you might secure this card as a lifetime free offer.
Why This Card is Perfect for Young Spenders
Young professionals need a credit card that aligns with their lifestyle. From ordering food and shopping online to dining out and grocery shopping, the Swiggy HDFC Bank Credit Card offers rewards that genuinely matter. The yearly savings and exclusive benefits make it an invaluable financial tool for anyone looking to make the most of their spends.
Don’t miss out on this opportunity. Apply today and start saving like a pro!